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Central Illinois Chapter

Medicare Part D Drug Benefit
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Open Enrollment for Medicare Part D has now ended. The information below was for the 2010 enrollment period (Nov. 15 - Dec. 31, 2009).  

All the prescription drug plans have changed in some way. It is in every Medicare beneficiary’s best interest to shop around and find the best plan that meets their needs. For a majority of plans, there have been significant increases in the premiums and cost-sharing to be paid by the Medicare beneficiary.
Medicare's Prescription Drug Plan Finder >>

Medicare Plan D information on this page: 

Important note about Razadyne and Quantity Limits


Most plans have taken Razadyne off its list of covered drugs (formulary.) In addition, many plans have imposed Quantity Limits (QL) on Alzheimer drugs. Quantity limits restricts the number of pills an individual can receive over the course of a period of time. For example, a Quantity Limit could be 60 pills for a one month period. We have raised the issue with the Medicare agency and have been told that there should not be less than the upper amount of drugs approved by FDA.


Medicare Plan D basics

  Open enrollment questions and answers (8 pages)
Information from MAPRx to help beneficiaries decide to switch Medicare prescription drug plans or stick with the one they've got.

  2010 prescription drug plan chart
The Alzheimer's Association has developed a chart outlining which Medicare national plans do cover or do not cover Alzheimer drugs, and which plans require prior plan approval for drugs. 

           
2009 prescription drug plan chart 

 Timeline for Medicare prescription drug mailings (4 pages)
Outlines mailings you may receive from CMS (Medicare), Social Security and Medicare prescription drug plans about Medicare prescription drug coverage and what action you may need to take. 

  Important things to consider when choosing a Medicare drug plan for people with Alzheimer’s disease
(3 pages)
With so many drug plans to choose from, this sheet outlines important questions to consider, such as are Alzheimer drugs on a plan's formulary and does a plan’s policies limit coverage of Alzheimer drugs.

 Extra help for Medicare beneficiaries in paying for prescription drugs (2 pages)
Outlines who is eligible and how to apply.


Re-assignment for Medicare-Medicaid and “extra help” enrollees

More than 2.8 million Medicare beneficiaries who receive “Extra Help” or who receive Medicaid benefits received a blue or tan letter from CMS regarding their current plan. Approximately 1.16 million Medicare beneficiaries received a blue letter from CMS because their current plan either: 1) is leaving the Medicare program in 2010 or 2) their current plan will charge a higher premium in 2010. CMS sent a blue letter to these beneficiaries to inform them that CMS will automatically reassign them to another plan unless the individuals select new plans.

About 1.7 million Medicare beneficiaries who receive “Extra Help” have received a tan letter from CMS. These individuals are called “Choosers” because they selected and joined their previous or current drug plan on their own. Their plans’ premium is increasing in 2010 and this group will have to choose a new plan with a lower premium on their own or they will pay a portion of their monthly premium in 2010.  CMS will not automatically assign “Choosers” to new plans.

In many states, a large portion of the “Extra Help” or Medicare-Medicaid enrollees should be reassigned. The Medicare agency, CMS, released a list of the state-by-state reassignment numbers. Scroll down the document to find out how many enrollees will be reassigned in your state.
View list >>  

Again in 2010, there will be fewer plans (288 nationwide) for “extra help” beneficiaries (also called benchmark plans.) Therefore, beneficiaries receiving the “extra help” subsidy or on Medicaid will have fewer options of plans from which to choose in most states.


Special Needs Plans (SNP) for Alzheimer’s disease


For 2010, there will be three new Special Needs Plans for individuals with Alzheimer’s disease. Special Needs Plans (also called SNPs) are Medicare Advantage plans that specialize their care and coverage for  Alzheimer beneficiaries. Only Medicare beneficiaries with Alzheimer’s disease can enroll in these plans. They are: Universal Health Care (two plans) – Tampa Bay area; Medica Complete Solution - Minnesota.


Get extra help paying for prescription drugs

People with Medicare who have limited income and resources may qualify for extra help paying for prescription drugs. The Social Security Administration (SSA) and Centers for Medicare & Medicaid Services (CMS) are working together to provide this extra assistance.

  • People with both Medicare and Medicaid (called “dual eligibles”) will automatically qualify for extra help.

  • Other individuals may apply for extra help from the SSA.
    Apply online at www.socialsecurity.gov,
    or call the SSA at 1.800.772.1213 for a paper application or to make an appointment.

Get help enrolling in a plan

Get free one-on-one help with Medicare drug coverage and enrollment questions at State Health Insurance Assistance Programs (SHIPs). SHIPs are staffed with counselors to help people with Medicare understand the new drug coverage.
Find your SHIP counselor at www.medicare.gov

Contact the National Asian Pacific Center on Aging (NAPCA) where Asian and Pacific Island elders can call to obtain bilingual enrollment assistance and translated information.
NAPCA Web site at http://www.napca.org/

NAPCA national multilingual toll-free helpline numbers:
English: 1.800.582.4218
Chinese: 1.800.582.4218
Korean: 1.800.582.4259
Vietnamese: 1.800.582.4336

Call the The National Alliance for Hispanic Health's bilingual hotline for assistance with Medicare drug coverage enrollment. Individuals can receive help applying for low income subsidies and finding a plan to meet their needs. Call 1.866.783.2645 (Monday through Friday from 9 a.m. to 6 p.m. ET)
National Alliance for Hispanic Health

 

More information