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Please see below for some useful financial and legal articles.

Why You Need a Durable Power of Attorney Drafted By An Attorney
After nearly 25 years of practicing law, giving seminars, and educating my clients and their families about the pitfalls of not having a good, durable power of attorney, the number of cases of new clients, in desperate situations because they do not have a power of attorney, is still overwhelming.  Often such circumstances require a Court guardianship proceeding, with hours and costs involved that can certainly be profitable for a law firm, but at the incapacitated person's expense.

What You Should Know About Managed Long Term Care Plans
Managed Long Term Care plans (“MLTC’s”) are now the providers of home care services to Medicaid eligible recipients with few exceptions.  The MLTC plan receives a fixed amount each month (the capitated rate) for every case it enrolls, no matter how many hours or services the plan provides.

Protecting the Family Home
A great way to protect the home if nursing home care is not imminent would be to transfer the home into a Medicaid Irrevocable Asset Protection Trust. If drafted properly, the home will be protected and tax advantages will be preserved.

Saving Half Even at the Last Moment
It is true that the Deficit Reduction Act of 2005, which changed the Medicaid laws, made it much more difficult to do Medicaid planning. However, it by no means eliminated the ability to do planning and, with the proper execution, it is still possible to protect a significant amount of assets even at the last moment.




Alzheimer's Association

Our vision is a world without Alzheimer's
Formed in 1980, the Alzheimer's Association is the world's leading voluntary health organization in Alzheimer's care, support and research.