Planned Giving

Will
The simple insertion of a clause in your will assures that a lasting gift will be made to the South Carolina Chapter of the Alzheimer's Association.  If you wish, the staff at the chapter can help you and your professional counsel with the suggested form of bequest.

Revocable living trust
Many people prefer to use a living trust as an alternative to, or in addition to, their will.  A clause similar to a will bequest will implement a charitable gift to the South Carolina Chapter of the Alzheimer's Association.  A revocable living trust allows a gift of assets to be made now while retaining the right to retrieve those assets later if it becomes necessary.

Life insurance gift
Since almost everyone has some kind of life insurance, leaving a gift to the Alzheimer's Association is a simple way for you to make a difference.  You may make the gift with very little cost by asking your insurance professional to help you...
          • Change an existing policy to name the South Carolina Chapter of the Alzheimer's Association as owner and beneficiary.
          • Purchase a new policy and name the South Carolina Chapter of the Alzheimer's Association as owner and beneficiary.
          • Designate the South Carolina Chapter of the Alzheimer's Association as a beneficiary for a percentage of the policy proceeds.

Charitable remainder trust
You can take advantage of a gift vehicle known as a charitable remainder trust to provide income for yourself and your spouse for life, and still make a major gift to the South Carolina Chapter of the Alzheimer's Association.  These trusts, particularly when they are funded with appreciated property, often provide donors increased income as well as favorable tax benefits.  For gifts in smaller amounts, a charitable gift annuity provides similar features and benefits.  The South Carolina Chapter of the Alzheimer's Association will be happy to provide additional information about these vehicles.

Gift of current assets or appreciated securities

A gift by check may be made outright or pledged over a period of up to five years to the South Carolina Chapter of the Alzheimer's Association.  Your gift of appreciated securities (stocks, mutual funds, and bonds) held more than one year is exempt from long-term capital gains taxes and, in most cases, enables you to obtain a charitable income tax deduction equal to the market value of the securities.

All of the planned giving mechanisms listed above can include a loving tribute to a friend or loved one in whose memory or honor the gift is made. In addition, you can make a gift by cash, check or credit card in memory of or in honor of a loved one.  If you provide the Association with the name and address of the surviving family member, we are happy to let the family know of your gift.

Workplace Giving

Workplace giving is a simple and effective way for employees to support the Alzheimer's Association mission.  Your gift helps fund vital research, programs, and services.  No matter how small your contribution, your dollars add up to make a difference in the fight against Alzheimer's disease.

Learn more about your options through:

Community Health Charities and the Combined Federal Campaign
The South Carolina Chapter of the Alzheimer's Association is a member of the Community Health Charities federation, the largest workplace giving campaign devoted to health.  If your employer participates in Community Health Charities campaigns, designate your contribution to the Alzheimer's Association.

Federal employees can donate to the Alzheimer's Association through the Combined Federal Campaign (CFC). 

Corporate Giving Campaigns
Support the Alzheimer's Association through your company's annual corporate giving campaign.  It is a convienent way to give your contribution through regular payroll deductions.

United Way
If your workplace participates in United Way campaign, you can designate your pledge to the Alzheimer's Association through United Way's Donor Choice Program.  Simply follow the instructions on your pledge card, or write in our name and address. The South Carolina Chapter receives support from Greenville United Way and the United Way of the Piedmont.

Matching Gifts

Participating in your company's matching gift program is a great way to double or triple your donation to the Alzheimer's Association.  Ask your human resources department for a matching gift form and mail it your local Alzheimer's Association office or you can fax it to 864.225.1387.

Volunteer Match
Your company may make a financial contribution in grants on behalf of the time you spend volunteering with the South Carolina Chapter through a volunteer grants program. Contact your company's human resources department for workplace giving opportunities or contact Velma Haggan, VP-Finance and Operations 1.800.273.2555 or by email:  velma.haggan@alz.org.

Gifts of Stock

When you donate appreciated stock to the Alzheimer's Association, South Carolina Chapter, you can receive significant potential tax benefits.  Gifts of stock may be transferred electronically to the South Carolina Chapter securely and convienently.  First, please contact Velma Haggan, Vice President of Finance at 1.800.273.2555 so we can inform our broker that a transfer will be made.  Then, contact your broker to inform them that you would like to make a gift of stock to the Alzheimer's Association, South Carolina Chapter.  Your broker will need the following information: Broker, Account Name, Account Number, and DTC Number.

Make a tax-free gift to the Alzheimer's Association from your IRA

The Pension Protection Act of 2006 brings a new, limited-time charitable giving opportunity to those 70 1/2 older who want to make tax-free gifts from their tradititonal or Roth IRAs.

Between now and December 31, 2007, donors have an unprecedented opportunity to help the Alzheimer's Association move its mission forward.
Basic provisions:
• Individuals aged 70½ and older may transfer up to $100,000 per year directly from an IRA to the Alzheimer's Association.
• The charitable distribution counts toward your minimum required distribution (RMD) requirements.
• A couple with separate IRAs could each give up to $100,000 for a total of $200,000.
• Transfers cannot be used to establish a charitable gift annuity or a charitable remainder trust.
• It's not necessary for you to itemize deductions and the general 50 percent of adjusted gross income limitation does not apply.
 
• Transfers are not deductible as charitable gifts. However, there is no federal tax when the distribution is a direct charitable rollover.
 
• The transfer must be made directly from the IRA to the Alzheimer's Association. The specific transfer and reporting forms will be determined by each IRA custodian and the IRS.
• Transfers must be made between now and December, 31, 2007.
How to make your gift

Here's how to make your IRA charitable distribution to the Alzheimer's Association:
1) Speak with your professional tax advisor to see if an IRA charitable rollover gift meets your needs.
2) Contact your IRA custodian to obtain and fill out the necessary forms to transfer your desired amount directly to the Alzheimer's Association.
3) Contact the Alzheimer's Association toll free at 1.800.273.2555 and let us know of your incoming gift.

More information

If you would like more information about this opportunity or to discuss making an IRA charitable rollover gift to the Alzheimer's Association, please contact Melodie Turish at melodie.turish@alz.org, or by calling 1.321.777.2555.

Note: This page provides general financial information, not to take the place of professional financial or legal advice. As with any tax strategy, please consult your professional tax advisor.