There are many gifts that cost you nothing right now and won't affect your cash flow. These gifts ensure your values and generosity live on and will help advance research, provide care and support, and bring hope to families facing Alzheimer's and other dementias.

Here are some meaningful options to consider:

• Gift in your will or trust. Include the Alzheimer's Association as a beneficiary in your will or living trust. This allows you to designate a specific dollar amount, a percentage of your estate or the remainder after other provisions have been made. You keep control of your assets during your lifetime, and you can change your plans if your personal circumstances change.
• Gift by beneficiary designation. Name the Alzheimer's Association as the beneficiary of a bank account, investment account or other financial account. This is one of the simplest ways to make a future gift and usually requires only completing a short form from your financial institution or plan administrator.
• Gift of retirement accounts. Designate the Alzheimer's Association as the beneficiary of your IRA, 401(k) or other retirement plan. These accounts can be subject to heavy income taxes when left to your heirs. Charities are tax exempt, so your entire gift will go to help people facing Alzheimer's and other dementias.
• Gift of life insurance. Name the Alzheimer's Association as the beneficiary of your life insurance policy or transfer ownership of a policy you no longer need. This can transform modest premium payments into a significant future gift.

These thoughtful giving options allow you to protect your current financial assets while creating a meaningful legacy that will help make a future without Alzheimer's a reality.