Outside of cash gifts, stocks, bonds, mutual funds and cryptocurrency are some of the most commonly donated assets. This is because no capital gains tax is due when appreciated assets are donated directly to the Alzheimer's Association. Consider a stock, bond or cryptocurrency gift when:

• Your asset has gained value. If your stocks have appreciated significantly, selling them might lead to a big tax bill. Instead, donating these stocks allows you to skip or defer the capital gains tax.
• You'd like to keep your cash on hand. Giving stock lets you hold onto your cash while still making a generous contribution. Plus, you may claim a charitable tax deduction for the full fair market value of stocks you've owned for over a year.

Benefits of donating stocks, bonds or mutual funds

• Avoid or reduce capital gains tax. By giving appreciated securities directly, you may be able to bypass much of the tax you would owe if you sold them yourself.
• Receive a charitable income tax deduction. You may be able to deduct the fair market value of the securities in the year you make your gift.
• Enjoy lifetime income. Use your securities to fund a charitable gift annuity or charitable remainder trust.
• Simplify estate planning. Donating appreciated securities may help reduce the size of your taxable estate, which may be beneficial for estate tax planning.

Ways to give appreciated assets

Stocks, bonds, mutual funds and cryptocurrency can be given outright, but they're frequently used to fund other gifts, especially if they've appreciated significantly. Don't sell your stocks first. If you do, you will likely have to pay capital gains tax on the sale. Contact us to coordinate transfer of the stocks directly.

• Make a gift of stock today: Donate Stock
• Make a gift of cryptocurrency today: Donate Cryptocurrency

Appreciated securities are also a great way to fund a life income gift.

• A charitable gift annuity (CGA) can provide you and another beneficiary with lifetime income and tax savings.
• A charitable remainder trust (CRT) or charitable lead trust (CLT) can provide income for you or a loved one for life or a set number of years.